<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Kelo, articles</title><description>Short guides to figuring out where your money goes each month: recurring expenses, budgeting and a heads-up before every charge.</description><link>https://trykelo.app/</link><language>en</language><item><title>Weekly, quarterly, semiannual: why most expense apps only understand monthly</title><link>https://trykelo.app/blog/billing-cycles/</link><guid isPermaLink="true">https://trykelo.app/blog/billing-cycles/</guid><description>Most expense apps offer two billing cycles: monthly and yearly. If you pay quarterly, every six months, or every two weeks, you&apos;ve been recording it wrong. What breaks, how many payments each cycle has, and a thirty-second test for your app.</description><pubDate>Tue, 11 Aug 2026 10:00:00 GMT</pubDate></item><item><title>How to find every subscription you&apos;re paying for in 20 minutes, without linking your bank</title><link>https://trykelo.app/blog/find-your-subscriptions/</link><guid isPermaLink="true">https://trykelo.app/blog/find-your-subscriptions/</guid><description>Your iPhone settings only show what Apple charges you. The rest is scattered across your bank, your card statements and your inbox. The full method, without handing your bank login to anyone.</description><pubDate>Tue, 11 Aug 2026 10:00:00 GMT</pubDate></item></channel></rss>