01
Before
You see what's coming, not what you already paid.
The monthly total and what is still to be paid, by category: subscriptions, rent, insurance, whatever it is.
Stop keeping track of it in your head.
You add your expenses, the recurring ones and the one offs, and Kelo tells you how much goes out this month and when. It warns you before every charge, and it never asks for your bank login.
Free to start. iPhone only, in ten languages.
1,640 people used it last month.1 It's built by one person, in Spain.
The problem
Nobody really knows what they pay each month
You signed up for each one in a different month, and every one of them charges whenever it feels like it. You end up with no idea where it's going, and your bank tells you once there's nothing left to do about it.
289 brand marks inside the app. Forty of them go by here.
This month
Here's what goes out this month
before you buy a thing.
$1,892.50
Everything you pay every month, added up, before it gets charged.
What Kelo does
Five things, in the order you need them.
02
How often
Not everything gets charged monthly.
Weekly, every two weeks, every two or three months, every six, or whatever interval you set.
03
The day
Tap a day and see what gets paid.
The whole calendar, month after month, with every charge on its own day.
04
The month
Set a ceiling. And a goal.
A monthly limit that tells you when you cross it, and savings goals that fill up.
05
The moment
Expenses that log themselves.
Pay with your iPhone and Kelo writes it down without you opening the app. Or add one by double tapping the back of your phone.
We don't promise you'll make money.
There are no badges and no streaks.
We don't ask for your bank login.
Just what you pay, and when.
Free, and no small print
Four recurring expenses and as many one offs as you want, for free. Premium lifts the cap and adds the alerts, the whole calendar, limits, goals and automatic logging.2
Questions
Why doesn't it connect to my bank?
Because we don't want your credentials, and because your statement shows up too late. What matters is what hasn't happened yet.
Do I have to type everything in?
The first time, yes, and we're not going to pretend otherwise. But recurring ones go in once and stay there. And with Premium, paying with your iPhone logs it for you.
Can I add expenses that are not monthly?
Yes: weekly, every two weeks, every two or three months, every six, yearly, or whatever interval you set. It was the most requested thing in our reviews.
Does Kelo cancel subscriptions for me?
No. Kelo tells you what you have and when you'll be charged, but cancelling a service is done wherever you signed up for it. We don't ask for permission to act on your behalf and we never move your money.
Does it work offline?
Yes. What you enter is stored on your iPhone, so the app works the same on a plane. You only need a connection if you turn on sync, which is optional.
What if I stop paying for Premium?
You don't lose anything you already have. What gets capped is how much more you can add from then on.
Where is my data?
On your iPhone. It only leaves if you turn on sync, which is optional and comes with Premium.
Is there an Android or iPad version?
No. Kelo is iPhone only.
Guides
The manual method, written out and checked. You don't need the app for any of it.
Use cases
A subscription tracker that never asks for your bank login
Kelo never asks for your bank login
A bill tracker with a payment calendar, for iPhone
A bill every two weeks charges 26 times a year
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